Terms of Service

Last updated: June 2026. By creating an account and using Ethos, you agree to these Terms. Please read them carefully.

1. Agreement to Terms

These Terms of Service govern your access to and use of Ethos ("the Service"). By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. Description of Service

Ethos is an AI-powered tool suite designed to help small business owners with:

Access to tools is based on your subscription tier. Tool availability may change over time as the Service evolves.

3. Eligibility and Accounts

You must be at least 18 years old to use Ethos. By creating an account, you represent that all information you provide is accurate and that you have the authority to enter into these Terms. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at hello@ethosapp.us if you suspect unauthorized access.

4. Subscriptions and Billing

Ethos offers a single subscription plan:

A 7-day free trial is available on first signup. A valid payment method is required to start the trial. If you do not cancel before the trial ends, your card will be charged for the first billing period. Subscriptions renew automatically each month. You may cancel at any time; cancellation takes effect at the end of the current billing period and you will retain access until then.

All payments are processed by Stripe. By subscribing, you also agree to Stripe's terms of service. We do not store your payment card details.

5. Refunds

We offer a 30-day money-back guarantee. If you're not satisfied within the first 30 days of a paid subscription, contact us at hello@ethosapp.us for a full refund. For full details, see our Refund Policy.

6. Acceptable Use

You agree not to use the Service to:

We reserve the right to suspend or terminate accounts that violate these rules.

7. AI-Generated Content Disclaimer

Output generated by Ethos tools is produced by AI (powered by Anthropic's Claude) and is provided for informational purposes only. It does not constitute legal, financial, accounting, or other professional advice. You should not rely solely on AI-generated content for important business decisions. Always consult a qualified professional — such as an attorney or accountant — for advice specific to your situation.

Ethos makes no warranty that AI-generated content is accurate, complete, or suitable for any particular purpose. You use the output at your own risk.

8. Intellectual Property

The Ethos name, logo, software, and original content are owned by Ethos and protected by applicable intellectual property laws. You retain all rights to the content you submit to the tools. You grant Ethos a limited license to process your input solely to generate and return a response to you. We do not claim ownership of your content.

9. Privacy

Your use of Ethos is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review it to understand how we collect and use your information.

10. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Ethos and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or business opportunities — arising from your use of or inability to use the Service. Our total aggregate liability for any claim arising out of or relating to these Terms or the Service shall not exceed the total amount you paid to us in the three months immediately preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Ethos and its operators from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Either party may terminate the relationship at any time. You may cancel your subscription via your billing settings. We may suspend or terminate your account if you violate these Terms, with or without notice depending on the severity of the violation. Upon termination, your right to use the Service ceases immediately, subject to any remaining access period you have paid for.

14. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via email or a notice on the Service. The date at the top of this page reflects the most recent update. Continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.

15. Governing Law

These Terms are governed by the laws of the State of Kansas, United States, without regard to its conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved in the courts located in Kansas.

16. Contact

For questions about these Terms, email hello@ethosapp.us.